Your Property Journey Starts Here

Our Process starts here!

We guide you from the initial financial assessment through to final bond registration and approval. By working closely with all major banks, we compare lending criteria and negotiate competitive interest rates tailored to your unique circumstances.

Our objective is simple:
To streamline the home financing process, save you time, reduce stress, and ensure you make well-informed decisions when purchasing or building your ideal home.

BOND ORIGINATOR

FAQ

What documents
do I need

If you’re ready to take the next step, our team is here to assist you with professionalism, efficiency, and a client-first approach.

 

Applicant/s:

  • Copy of ID (front and back of card)
  • Latest three months’ payslips (if you receive a fixed salary)

               Latest six months’ payslips (if you receive overtime/commission)

  • Latest three months bank statements (where your salary is paid in)
  • Latest three months bank statements (where rental income is paid in, if not in primary account)
  • Rental contract (if you receive rental income)
  • Offer to purchase (OTP) (if applicable)

Applicant/s:

  • Copy of ID (front and back of card)
  • Latest three months personal bank statements
  • Latest three months bank statements (where rental income is paid in, if not in primary account)
  • Rental contract (if you receive rental income)
  • Letter from accountant to confirm monthly income/drawings from business
  • Latest six months business bank statements
  • Latest two years financial statements (signed by auditor and member/director)
  • Up to date management statements (if financials are older than six months, must be signed by auditor and member/director)
  • Offer to purchase (OTP) (if applicable)

All the members/directors:

  • Copy of ID (front and back of card)
  • Latest three months personal bank statements
  • Letter from accountant to confirm monthly income/drawings from business

Business:

  • Latest six months business bank statements
  • Latest two years financial statements (signed by auditor and member/director)
  • Up to date management statements (if financials are older than six months, signed by auditor and member/director)
  • Shareholding certificate
  • Business registration documents
  • Resolution (if business has than one director/member)

*The resolution must indicate which property the company is buying and which director/member has the right to sign on behalf of the company.

  • Offer to purchase (OTP) (if applicable)

Trustees:

  • Copy of id (front and back of card)

*See Salary application or Self – employed application to see which documents is applicable to the trustees.

Trust:

  • Latest two years financial statements (signed by auditor and trustees)
  • Up to date management statements (if financials are older than six months)
  • Latest six months trust bank statements
  • Solvency letter from accountant (if trust has no financials or bank statements – must say trust is solvent and non-trading)
  • Letter of authority
  • Trust deed
  • ID of independent trustee, beneficiaries, trustees
  • Resolution

*Must indicate the property the trust wants to buy

*Which trustee has signing rights on behalf of the trust

*Who is the independent trustee

  • Offer to purchase (OTP) (if applicable)

Applicant/s:

  • Copy of ID (front and back of card)

*See Salary application or Self – employed application to see which documents is applicable to the applicant/s.

  • Offer to purchase for land/erf
  • NHBRC certificate
  • Building Plan
  • Building Quote (reflecting breakdown in costs)
  • Schedule of finishes
  • Tender & building specifications

our collaborators

Competitive Home Loans in Kimberley and Bloemfontein

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